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Everyday Spending – not EXTRA spending

You can use your debit card for more than convenient purchasing power. With the California 4-H GroundSwell Visa Debit Card, you can also support your local county 4-H. This debit card donates a percentage of your spending to this important organization that teaches youth to use their Head, Heart, Hands and Health to promote overall well being via fun, engaging activities.

Ways to Support the California 4-H by Using the Debit Card

Looking for ways to maximize your contribution without increasing your spending? There are many ways to use your California 4-H GroundSwell Visa Debit Card to increase the amount of funding back to the club, including the following:

  • Use it to buy your gas, groceries and other everyday items that you would buy anyway.
  • Pay for dining out or even Doordash
  • Use your new card to pay for all your regular subscription services such as Spotify, Netflix and Hulu 
  • Transfer your automatic bill pay accounts to your new 4-H card

Whatever your level of commitment, Groundswell donates a portion of your monthly spending to the 4-H club.

It’s super satisfying to know that you can help students learn important values when they participate in club projects.

How Your Spending Helps Local 4-H Clubs

Here’s how a percentage of your purchases trickle down to local 4-H counties and clubs.

  1. Groundswell issues a customized debit card to an individual nonprofit such as the California 4-H.
  2. We offer these cards to anyone who wants to support California 4-H.
  3. Then we add up all the total purchases of all the cards and GroundsWell delivers back to The California 4-H Foundation up to 1% of all those card purchases
  4. In turn the Foundation passes 100% down to each individual county on a pro rata basis. The more cards and spending a county has the more they make!

The Benefits of Charitable Giving

Most cardholders love the feeling of helping an organization they believe in, especially since it doesn’t involve spending more money. With a quick adjustment to how you access your cash, you can instantly become a philanthropist!

Use the California 4-H GroundSwell Visa Debit Card for online purchases, everyday expenses and automatic bill pay so that every dollar you spend benefits the organization.

We make it easy to fund your card. Simply go to the GroundSwell card site and set up a recurring deposit to cover the cost of your subscriptions, bills and daily expenses. You can securely set it and forget it and use the California 4-H GroundSwell Visa Debit Card as your card of record.

About the California 4-H Foundation

Since 1913, 4-H has touched millions of Californians through club programs. Children and teenagers complete projects in agriculture, science, health and civic engagement. Adult mentors guide club members and encourage students to take on leadership roles. The California 4-H Foundation raises funds to support 4-H groups at the state level.

Through the California 4-H GroundSwell Visa Debit Card, you can become an individual fundraiser without spending extra money.

What if we stopped asking you for money??

Every Non-Profit asks for money. We hear it so often we hear even when they don’t ask. And let’s face it, money can be tight at times. It never makes you feel good when you would like to send money and make a donation and you simply can’t make it happen. That’s why we built GroundSwell. 

We looked at the financial industry with the billions of dollars they handle and designed a solution that allows us to divert some of the invisible money, the “Merchant Fees” back into Non-Profits. It’s a simple concept but hugely powerful. Now you can spend on the same everyday purchase you normally make and we direct a small portion back to your local county 4-H and their programs. 

Today this is even more important because we are in the midst of a global pandemic that has all but shut down the normal face-to-face fundraising activities like fairs and banquets. With the California 4-H GroundSwell Visa Debit Card program, you can be sending a micro-donation back everyday!

Other cards offer cash back, or points, or airline miles. We don’t do that. Mostly, because we believe the cash value of those benefits are best when given as actual dollars to the 4-H where they can help fund programs, scholarships and events for the kids’ benefit.

You may be thinking the amount is too small to make a difference. If it were solely about your spending alone, you would be right. But we add up all the people who are referred and choose your county and all their spending adds up fast! So if you want more money going into your county you can tell your friends and family to get a card as well. And best of all they can be anywhere in the U.S. and still support your local county 4-H!

So start using your card everyday for everyday purchases, don’t think of it like a donation because you aren’t spending anything extra out of your pocket. And tell your friends how they can get cards and feel great supporting your kids and their 4-H life!

For a little extra boost try RoundUp

We all know what RoundUp is and we are always asked at the grocery store if we want to Round Up for a specific cause. Well now with your California 4-H GroundSwell Visa Debit Card you can supercharge your giving with every purchase. 

You simply select RoundUp when you apply and then the clerk won’t ask you to Round Up, it will happen every time. And that extra few cents gets delivered directly to 4-H and you county every month. How cool do you feel now?

RoundUp takes transactions that don’t land on an exact dollar, and automatically donates the remaining ‘pocket-change’ towards your chosen 4-H County/VMO. For example, let’s say your total purchase came to $23.70. RoundUp, ‘rounds up’ your transaction to the next dollar, and donates the 30 cent difference to your selected 4-H County/VMO. As a donation under your name, this can also count as a tax-deductible!

Individually, we are one drop. Together, we are an ocean.

The title here is a powerful quote from Ryunosuke Akutagawa, the “Father of the Japanese short story”. It speaks to the power we have when we bond together with great purpose. Helen Keller also said, “Alone we can do so little; together we can do so much.” All too often we end up trying so hard to do things by ourselves. We focus on the task at hand and work harder and harder, often seeing limited results. 

Especially right now in the middle of a worldwide pandemic. We wake up, get showered on a good day, and grab a cup of coffee, and then head 30 paces to our laptops for a day of quarantined virtual zoom hopping. We are disconnected from our co-workers and others close to us and it’s easy to feel alone.

Let’s all take a minute to remember the times of togetherness that make up such richness in our lives. Holidays, where we gather with family and friends and share heartfelt moments. Vacations, to places that break the patterns of our busy work schedule to create wonderful memories. Parties, when a simple gathering of friends can do so much to reset the sameness of our everyday lives. All these times of togetherness aren’t just fun, they are times that enrich us and build our lives.

We will get back to these times. Our current situation isn’t permanent, It’s not a life sentence for loneliness. It’s just a temporary hiccup as society resets how we can keep each other safe and healthy.

The opportunity here is to take the feeling of isolation, of distance and use it to fuel connections. Connect to not just your family, but also to friends you have not seen in a while., friends you remember from past jobs, or people from old neighborhoods where you lived. Reach out and tell people you were thinking about them. You will be amazed to find everyone is thinking and feeling the same thing!

GroundSwell started because we saw that we had the power to become a convener;, a connector of the large numbers of people who love important causes. To bring them together for the good of their cause. To help financially support in ways that weren’t about asking people for more money. And to help families with a budget-friendly debit card that would provide peace of mind, security, and rewards for using it. BSimply by bringing people together to use a simple debit card we could channel back money from the banking process to help fund the causes people cared about most. It was a Win, Win, Win for everyone!

We hope you take a minute to reach out and connect with the people you are distanced from. Reach out and share a kind word, rekindle a friendship, bring old friends close in these tough times. Together we are more than individuals, together we are a community that can accomplish great things.